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Patelco Home Loans

At Patelco, we are dedicated to assisting you with all of your home financing needs. Whether you are financing a new home, refinancing, or obtaining a line of credit, we provide quick approvals, competitive rates, and speedy closings. We offer a variety of options designed to fit almost any situation, including Conforming and Jumbo programs with fixed or adjustable rates. Our online application takes just minutes to start, so you can begin the process right away. Click on 'Apply now' to get started!

Patelco also offers a variety of Government insured loan programs, including FHA, VA, and USDA. Government insured loans can be good options for borrowers who have less money for a down payment, or have had trouble qualifying for a traditional mortgage. Please contact me if you'd like to learn more about these additional options.

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The quotes below are only a purchase sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.


Today's Rates
Today's loan rates
RatePointsAPRPayment
7/1 Jumbo ARM
Interest Rate6.375%Discount Points-0.125APR6.452%Payment Amount$9,358
10/1 Jumbo ARM
Interest Rate6.500%Discount Points-0.125APR6.518%Payment Amount$9,481
30 Year Fixed
Interest Rate6.625%Discount Points0APR6.660%Payment Amount$4,650
Check Rates
Assumptions Display the Rate Page

Meet Your Loan Officer

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Fred Williams

Patelco Home Loan Consultant

NMLS ID #247872
Phone:  925.858.1544
Fax:  925.847.1975
Email:  fwilliams@egitimmalta.com
Address:  1790 North Broadway St.
  Walnut Creek, CA 94596


IMAGEBio
Trust and communication are the qualities most important to Fred as a Home Loan Consultant. When working with Fred, you can count on getting the home loan that best fits your financial position. Fred knows Patelco has done a good job when a member makes a financial decision that's in their best interest.


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